Our Team
I'm Kristen Bytner, based in Indiana, PA, where I live an active, fulfilling life with my husband and kids. Real estate has brought incredible opportunities into my life, and I'm excited to help make it a positive force in yours, too! I'm passionate about guiding families through the home loan experience, ensuring one of their biggest purchases goes smoothly and builds lasting connections along the way.
Personally, my family and I love growing our rental property portfolio and running our business, while making plenty of time for outdoor fun - whether it's sports, biking, or swimming with our dog. I deeply value clear communication in every part of life, and it's why I also enjoy my role as a speech in language pathologist. I look forward to being part of your mortgage journey!
Kristen Bytner
NMLS 2588639
Chris Kelly
NMLS 2681568
Real estate has been a huge part of my life for years—whether it’s buying, selling, investing, or even hands-on construction. I’ve built a strong understanding of market trends, property values, and financing options, and I love using that knowledge to help people navigate the mortgage process.
Buying a home is a big deal, and I know it can feel overwhelming. That’s why I take the time to understand each client’s unique situation and find financing solutions that fit their needs. My goal is to make the process as smooth and stress-free as possible so individuals and families can move forward with confidence and excitement toward homeownership.
With 27 years of experience in the mortgage industry, I have helped countless first-time homebuyers and families navigate the home purchasing process. Guiding clients toward homeownership is not just my profession—it’s my passion. Emphasizing the importance of pre-approval, I provide personalized support at every step to ensure a seamless experience.
Extensive industry knowledge, paired with a commitment to clear communication, allows me to keep clients informed and confident throughout their journey. Buying a home should be a positive and exciting milestone, and I am dedicated to making the process as smooth as possible.
